Stock Scorecard
Stock Summary for Peoples Bancorp Of North Carolina Inc (PEBK) - $28.99 as of 4/27/2024 8:39:10 AM EST
Total Score
12 out of 29
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for PEBK
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for PEBK
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for PEBK
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 |
Bonus Criteria for PEBK
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Latest News for for PEBK
Financial Details for PEBK
Company Overview |
|
|---|---|
| Ticker | PEBK |
| Company Name | Peoples Bancorp Of North Carolina Inc |
| Country | USA |
| Description | Peoples Bancorp of North Carolina, Inc. is a banking holding company for Peoples Bank that provides a variety of consumer and commercial banking products and services to individuals and small and medium-sized businesses. The company is headquartered in Newton, North Carolina. |
| Sector Name | FINANCE |
| Industry Name | STATE COMMERCIAL BANKS |
| Most Recent Quarter | 3/31/2024 |
| Next Earnings Date | 7/22/2024 |
Stock Price History |
|
| Last Day Price | 28.99 |
| Last Day Price Updated | 4/27/2024 8:39:10 AM EST |
| Last Day Volume | 6,242 |
| Average Daily Volume | 5,861 |
| 52-Week High | 30.59 |
| 52-Week Low | 15.71 |
| Last Price to 52 Week Low | 84.53% |
Valuation Measures |
|
| Trailing PE | 9.89 |
| Industry PE | 12.44 |
| Sector PE | 18.49 |
| 5-Year Average PE | 8.44 |
| Free Cash Flow Ratio | 1.92 |
| Industry Free Cash Flow Ratio | 3.69 |
| Sector Free Cash Flow Ratio | 8.80 |
| Current Ratio Most Recent Quarter | 0.95 |
| Total Cash Per Share | 15.10 |
| Book Value Per Share Most Recent Quarter | 22.19 |
| Price to Book Ratio | 1.25 |
| Industry Price to Book Ratio | 0.90 |
| Sector Price to Book Ratio | 1.71 |
| Price to Sales Ratio Twelve Trailing Months | 1.99 |
| Industry Price to Sales Ratio Twelve Trailing Months | 2.43 |
| Sector Price to Sales Ratio Twelve Trailing Months | 2.70 |
Share Statistics |
|
| Total Shares Outstanding | 5,456,000 |
| Market Capitalization | 158,169,440 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 3/1/2024 |
| Last Dividend Amount | 0.16 |
| Current Dividend Amount | 0.19 |
| Dividend Aristocrat? | False |
| Trailing Annual Dividend Rate | 0.92 |
| Trailing Annual Dividend Yield | 3.27% |
| Forward Annual Dividend Rate | 1.00 |
| Forward Annual Dividend Yield | 3.54% |
| 5-Year Dividend Payments Count | 24 |
| 3-Year Average Dividend Yield | 2.67% |
| 5-Year Average Dividend Yield | 2.65% |
| 1-Year Dividend Growth Rate Percentage | 4.60% |
| 3-Year Dividend Growth Rate Percentage | 17.42% |
| 5-Year Dividend Growth Rate Percentage | 8.36% |
| All-Time Dividend Growth Rate Percentage | 11.15% |
| Dividend Payout Ratio | 31.40% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 28.60% |
| Annual Earnings Growth | -3.58% |
| Reported EPS 12 Trailing Months | 2.93 |
| Reported EPS Past Year | 0.00 |
| Reported EPS Prior Year | 2.77 |
| Net Income Twelve Trailing Months | 15,546,000 |
| Net Income Past Year | 15,546,000 |
| Net Income Prior Year | 16,123,000 |
| Quarterly Revenue Growth YOY | 8.60% |
| 5-Year Revenue Growth | 17.52% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 82,375,000 |
| Total Cash Past Year | 82,375,000 |
| Total Cash Prior Year | 71,596,000 |
| Net Cash Position Most Recent Quarter | -1,015,114,000 |
| Net Cash Position Past Year | -1,015,114,000 |
| Long Term Debt Past Year | 1,097,489,000 |
| Long Term Debt Prior Year | 15,464,000 |
| Total Debt Most Recent Quarter | 1,097,489,000 |
| Equity to Debt Ratio Past Year | 0.10 |
| Equity to Debt Ratio Most Recent Quarter | 0.10 |
| Total Stockholder Equity Past Year | 121,016,000 |
| Total Stockholder Equity Prior Year | 105,195,000 |
| Total Stockholder Equity Most Recent Quarter | 121,016,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | False |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.12 |
| MACD Signal | 0.10 |
| 20-Day Bollinger Lower Band | 25.06 |
| 20-Day Bollinger Middle Band | 27.94 |
| 20-Day Bollinger Upper Band | 30.83 |
| Beta | 0.64 |
| RSI | 63.24 |
| 50-Day SMA | 23.64 |
| 200-Day SMA | 23.92 |
System |
|
| Modified | 4/27/2024 8:39:57 AM EST |