Stock Scorecard



Stock Summary for Orrstown Financial Services Inc (ORRF) - $26.48 as of 4/27/2024 8:13:08 AM EST

Total Score

18 out of 29

Currently on the following lists
None
Tim's Recommendation
Possible Buy

Growth List Algorithm Criteria for ORRF

Positive earnings growth
P/E ratio less than Industry P/E Ratio
P/E ratio less than Sector P/E Ratio
P/E ratio that is half the growth rate (or less)
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Positive net income past year and 12 trailing months
Free cash flow ratio greater than 0 and less than 10

Small Cap List Algorithm Criteria for ORRF

Revenue growing by at least 20% average per year over the last 5 years
Market Capitalization under 2 billion
Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months
Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months
Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year

Dividend List Algorithm Criteria for ORRF

Declared an ex-dividend date
Forward annual dividend rate greater than 2
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Current ratio most recent quarter greater than 2

Bonus Criteria for ORRF

P/E ratio less than five-year Average P/E ratio
Last Price to 52 Week Low Ratio Less Than 1
Total Cash Per Share > Last Day Price
P/S Ratio < 1
P/B Ratio < 1

Latest News for for ORRF

Codorus Valley Bancorp, Inc. Reports First Quarter 2024 Results 4/25/2024 8:45:00 PM
Orrstown Financial Services ( ORRF ) Beats Q1 Earnings and Revenue Estimates 4/23/2024 9:35:00 PM
Down -9.01% in 4 Weeks, Here's Why You Should You Buy the Dip in Orrstown ( ORRF ) 2/8/2024 2:35:00 PM
Down -8.22% in 4 Weeks, Here's Why You Should You Buy the Dip in Orrstown ( ORRF ) 2/7/2024 2:35:00 PM
Down -7.61% in 4 Weeks, Here's Why You Should You Buy the Dip in Orrstown ( ORRF ) 2/5/2024 2:35:00 PM
CODORUS VALLEY INVESTOR ALERT BY THE FORMER ATTORNEY GENERAL OF LOUISIANA: Kahn Swick & Foti, LLC Investigates Adequacy of Price and Process in Proposed Sale of Codorus Valley Bancorp, Inc. - CVLY 1/27/2024 1:42:00 AM
Codorus Valley Bancorp, Inc. Reports Fourth Quarter 2023 Results and Record Earnings for the Year 1/25/2024 10:42:00 PM
Orrstown Financial Services ( ORRF ) Q4 Earnings Lag Estimates 1/23/2024 10:20:00 PM
Orrstown Financial Services, Inc. Reports Fourth Quarter 2023 Results and Record Earnings for Full Year 2023 1/23/2024 9:05:00 PM
ALERT: The M&A Class Action Firm Continues Investigating the Merger - GRCL, AXNX, HARP, CVLY 1/20/2024 1:00:00 AM

Financial Details for ORRF

Company Overview

Ticker ORRF
Company Name Orrstown Financial Services Inc
Country USA
Description Orrstown Financial Services, Inc. is the holding company of Orrstown Bank providing trust and commercial banking services in the United States. The company is headquartered in Shippensburg, Pennsylvania.
Sector Name FINANCE
Industry Name STATE COMMERCIAL BANKS
Most Recent Quarter 3/31/2024
Next Earnings Date 7/23/2024

Stock Price History

Last Day Price 26.48
Last Day Price Updated 4/27/2024 8:13:08 AM EST
Last Day Volume 43,090
Average Daily Volume 61,743
52-Week High 29.57
52-Week Low 15.14
Last Price to 52 Week Low 74.90%

Valuation Measures

Trailing PE 7.88
Industry PE 12.10
Sector PE 18.60
5-Year Average PE 12.52
Free Cash Flow Ratio 4.35
Industry Free Cash Flow Ratio 3.64
Sector Free Cash Flow Ratio 8.83
Current Ratio Most Recent Quarter 0.04
Total Cash Per Share 6.09
Book Value Per Share Most Recent Quarter 25.38
Price to Book Ratio 1.01
Industry Price to Book Ratio 0.90
Sector Price to Book Ratio 1.71
Price to Sales Ratio Twelve Trailing Months 2.08
Industry Price to Sales Ratio Twelve Trailing Months 2.43
Sector Price to Sales Ratio Twelve Trailing Months 2.70

Share Statistics

Total Shares Outstanding 10,704,600
Market Capitalization 283,457,808
Institutional Ownership N/A

Dividends

Ex-Dividend Date 5/6/2024
Last Dividend Amount 0.20
Current Dividend Amount 0.20
Dividend Aristocrat? False
Trailing Annual Dividend Rate 1.00
Trailing Annual Dividend Yield 3.81%
Forward Annual Dividend Rate 1.07
Forward Annual Dividend Yield 4.10%
5-Year Dividend Payments Count 21
3-Year Average Dividend Yield 2.98%
5-Year Average Dividend Yield 3.14%
1-Year Dividend Growth Rate Percentage 5.26%
3-Year Dividend Growth Rate Percentage 3.98%
5-Year Dividend Growth Rate Percentage 7.46%
All-Time Dividend Growth Rate Percentage 11.11%
Dividend Payout Ratio 29.24%

Income Statement

Quarterly Earnings Growth YOY -6.90%
Annual Earnings Growth 61.83%
Reported EPS 12 Trailing Months 3.36
Reported EPS Past Year 0.81
Reported EPS Prior Year 3.41
Net Income Twelve Trailing Months 35,663,000
Net Income Past Year 35,663,000
Net Income Prior Year 22,037,000
Quarterly Revenue Growth YOY 5.00%
5-Year Revenue Growth 12.56%

Balance Sheet

Total Cash Most Recent Quarter 65,161,000
Total Cash Past Year 65,161,000
Total Cash Prior Year 60,823,000
Net Cash Position Most Recent Quarter 25,161,000
Net Cash Position Past Year 25,161,000
Long Term Debt Past Year 40,000,000
Long Term Debt Prior Year 1,455,000
Total Debt Most Recent Quarter 40,000,000
Equity to Debt Ratio Past Year 0.87
Equity to Debt Ratio Most Recent Quarter 0.87
Total Stockholder Equity Past Year 265,056,000
Total Stockholder Equity Prior Year 228,896,000
Total Stockholder Equity Most Recent Quarter 265,056,000

Options

Put/Call Ratio 0.00
Has Options False
Liquidity Rating None

Technical Analysis

Yahoo Finance Chart Yahoo Finance Chart
MACD -0.01
MACD Signal -0.18
20-Day Bollinger Lower Band 24.61
20-Day Bollinger Middle Band 27.13
20-Day Bollinger Upper Band 29.64
Beta 0.87
RSI 56.48
50-Day SMA 23.16
200-Day SMA 21.05

System

Modified 4/27/2024 8:13:13 AM EST