Stock Scorecard
Stock Summary for BV Financial Inc (BVFL) - $10.50 as of 4/26/2024 8:26:30 PM EST
Total Score
17 out of 29
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for BVFL
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for BVFL
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for BVFL
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 |
Bonus Criteria for BVFL
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Latest News for for BVFL
Financial Details for BVFL
Company Overview |
|
|---|---|
| Ticker | BVFL |
| Company Name | BV Financial Inc |
| Country | USA |
| Description | BV Financial, Inc. is the holding company for BayVanguard Bank that provides various financial services to individuals and businesses in Maryland. |
| Sector Name | FINANCE |
| Industry Name | SAVINGS INSTITUTION, FEDERALLY CHARTERED |
| Most Recent Quarter | 12/31/2023 |
| Next Earnings Date | 7/18/2024 |
Stock Price History |
|
| Last Day Price | 10.50 |
| Last Day Price Updated | 4/26/2024 8:26:30 PM EST |
| Last Day Volume | 1,306 |
| Average Daily Volume | 11,285 |
| 52-Week High | 15.00 |
| 52-Week Low | 9.65 |
| Last Price to 52 Week Low | 8.81% |
Valuation Measures |
|
| Trailing PE | 8.36 |
| Industry PE | 24.68 |
| Sector PE | 18.49 |
| 5-Year Average PE | 8.51 |
| Free Cash Flow Ratio | 1.62 |
| Industry Free Cash Flow Ratio | 3.63 |
| Sector Free Cash Flow Ratio | 8.80 |
| Current Ratio Most Recent Quarter | 0.22 |
| Total Cash Per Share | 6.48 |
| Book Value Per Share Most Recent Quarter | 17.50 |
| Price to Book Ratio | 0.59 |
| Industry Price to Book Ratio | 0.75 |
| Sector Price to Book Ratio | 1.71 |
| Price to Sales Ratio Twelve Trailing Months | 3.06 |
| Industry Price to Sales Ratio Twelve Trailing Months | 2.63 |
| Sector Price to Sales Ratio Twelve Trailing Months | 2.70 |
Share Statistics |
|
| Total Shares Outstanding | 11,375,800 |
| Market Capitalization | 119,445,900 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 12/28/2018 |
| Last Dividend Amount | 0.05 |
| Current Dividend Amount | 0.05 |
| Dividend Aristocrat? | False |
| Trailing Annual Dividend Rate | 0.00 |
| Trailing Annual Dividend Yield | 0.00% |
| Forward Annual Dividend Rate | 0.00 |
| Forward Annual Dividend Yield | 0.00% |
| 5-Year Dividend Payments Count | 0 |
| 3-Year Average Dividend Yield | 0.00% |
| 5-Year Average Dividend Yield | 0.00% |
| 1-Year Dividend Growth Rate Percentage | 200.00% |
| 3-Year Dividend Growth Rate Percentage | -13.40% |
| 5-Year Dividend Growth Rate Percentage | -6.94% |
| All-Time Dividend Growth Rate Percentage | 24.57% |
| Dividend Payout Ratio | N/A |
Income Statement |
|
| Quarterly Earnings Growth YOY | 16.60% |
| Annual Earnings Growth | 30.25% |
| Reported EPS 12 Trailing Months | 1.27 |
| Reported EPS Past Year | 0.00 |
| Reported EPS Prior Year | 1.05 |
| Net Income Twelve Trailing Months | 13,707,000 |
| Net Income Past Year | 13,707,000 |
| Net Income Prior Year | 10,524,000 |
| Quarterly Revenue Growth YOY | 2.20% |
| 5-Year Revenue Growth | 49.41% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 73,742,000 |
| Total Cash Past Year | 73,742,000 |
| Total Cash Prior Year | 68,652,000 |
| Net Cash Position Most Recent Quarter | 36,491,000 |
| Net Cash Position Past Year | 36,491,000 |
| Long Term Debt Past Year | 37,251,000 |
| Long Term Debt Prior Year | 49,039,000 |
| Total Debt Most Recent Quarter | 37,251,000 |
| Equity to Debt Ratio Past Year | 0.84 |
| Equity to Debt Ratio Most Recent Quarter | 0.84 |
| Total Stockholder Equity Past Year | 199,065,000 |
| Total Stockholder Equity Prior Year | 97,751,000 |
| Total Stockholder Equity Most Recent Quarter | 199,065,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | False |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -0.21 |
| MACD Signal | -0.31 |
| 20-Day Bollinger Lower Band | 9.23 |
| 20-Day Bollinger Middle Band | 12.42 |
| 20-Day Bollinger Upper Band | 15.61 |
| Beta | 0.64 |
| RSI | 47.66 |
| 50-Day SMA | 11.74 |
| 200-Day SMA | 12.84 |
System |
|
| Modified | 4/26/2024 8:26:32 PM EST |